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How to get a no-closing-cost mortgage or refinance
Out-of-pocket mortgage fees are optional
Mortgages always have closing costs. But you don’t always have to pay those costs out of pocket.
If you don’t want to pay closing costs in cash, you might be able to simply roll them into your loan…
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Can you refinance with no income verification in 2022?
Refinancing strategies for financially challenging times
When you’re facing unexpected financial challenges, could a mortgage refinance loosen up your monthly budget?
Sometimes it can. And if refinancing won’t help — or if you’ve already…
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USDA eligibility and income limits: 2022 USDA mortgage
USDA eligibility for 2022
Eligibility for a USDA loan is based on a combination of household size and geography, in addition to the typical mortgage approval standards such as income and credit score verification.
USDA eligibility for a…
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