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What is a mortgage refinance, and how does refinancing work?
Refinancing explained
Refinancing is when a homeowner gets a new mortgage loan to replace their current loan. The new loan should help them save money or meet another financial goal.
For example, most people refinance to lower their…
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Is now a good time to refinance? Refinancing in 2022
Is it a good time to refinance?
Is 2022 a good time to refinance? That depends on your situation. Even when mortgage rates hit 5% in April 2022, over 1.3 million homeowners were still in a position to refinance and save money.
Keep in mind…
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3% Down payment mortgages for first-time home buyers
3% Down payment mortgage options
Today’s home buyers have a wide variety of low- and no-down payment mortgage options.
If you have good credit, a 3% down payment conventional loan is often the best choice. The conventional 97, HomeReady,…
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