SoFi Unlimited 2% Credit Card Gets Reward Boost

The
SoFi
Unlimited
2%
Credit
Card¹
already
focuses
on
rewarding
our
members
simply.
The
card,
which
charges
zero
annual
fee†,
features
a
host
of
benefits
to
help
you
get
your
money
right,
including
unlimited
2%
cash
back
rewards²
on
all
purchases
redeemable
as
statement
credit
or
towards
saving,
investing,
or
paying
down
eligible
SoFi
debt.
Today,
we’re
launching
a
new
feature
that
rewards
our
most
loyal
members
even
more–a
10%
boost
on
cash
back
rewards
earned
for
credit
card
members
with
direct
deposit
through
SoFi
Checking³.
That’s
unlimited
2.2%
cash
back
rewards
on
all
purchases,
and
even
3.3%
on
trips
booked
through
SoFi
Travel⁴.
Unlike
other
promotional
offers,
the
10%
boost
does
not
expire
and
has
no
limits
on
how
much
you
can
earn
from
the
benefit.

How
does
this
work?
It’s
simple.
Open
a
SoFi
Unlimited
2%
Credit
Card
and
set
up
direct
deposit
through
SoFi
Checking
&
Savings.
Once
your
first
paycheck
arrives
through
direct
deposit,
you
will
automatically
start
earning
unlimited
2.2%
cash
back
rewards
on
all
your
purchases.
As
long
as
you
maintain
your
direct
deposit
through
SoFi
Checking
&
Savings
and
continue
to
use
the
SoFi
Unlimited
2%
Credit
Card,
you
will
also
continue
to
earn
the
reward
boost.
This
new
benefit
is
not
just
for
new
cardholders.
Existing
credit
card
members
with
direct
deposit
into
their
SoFi
Checking
and
Savings
account
will
also
begin
automatically
receiving
the
10%
boost.

Additional
SoFi
Unlimited
2%
Credit
Card
benefits
include:

–ID
Theft
Protection⁵
&
Zero
Fraud
Liability
give
you
peace
of
mind
by
putting
Identity
Theft
resolution
services
at
your
fingertips
and
ensuring
you
are
not
responsible
for
unauthorized
transactions

Click
here†
to
begin.

DISCLOSURES

¹SoFi
Credit
Cards
are
issued
by
SoFi
Bank,
N.A.
pursuant
to
license
by
Mastercard®
International
Incorporated
and
can
be
used
everywhere
Mastercard
is
accepted.
Mastercard
is
a
registered
trademark,
and
the
circles
design
is
a
trademark
of
Mastercard
International
Incorporated.

†See
Pricing,
Terms
&
Conditions
at
SoFi.com/card/terms

²Members
earn
2
rewards
points
for
every
dollar
spent
on
purchases.
No
rewards
points
will
be
earned
with
respect
to
reversed
transactions,
returned
purchases,
or
other
similar
transactions.
When
you
elect
to
redeem
rewards
points
into
your
SoFi
Checking
or
Savings
account,
SoFi
Money®
account,
SoFi
Active
Invest
account,
SoFi
Credit
Card
account,
or
SoFi
Personal,
Private
Student,
or
Student
Loan
Refinance,
your
rewards
points
will
redeem
at
a
rate
of
1
cent
per
every
point.
For
more
details,
please
visit
the

Rewards
page.
Brokerage
and
Active
investing
products
offered
through
SoFi
Securities
LLC,
Member
FINRA/SIPC.
SoFi
Securities
LLC
is
an
affiliate
of
SoFi
Bank,
N.A..Rewards
points,
which
in
turn
can
be
redeemed
as
cash
rewards,
are
earned
with
every
eligible
purchase
made
with
the
SoFi
Credit
Card
for
a
customer
who
is
in
good
standing.
No
points
will
be
earned
with
respect
to
reversed
transactions,
returned
purchases,
or
other
similar
transactions.
See
Rewards
Details<SoFi.com/card/rewards>
for
more
information
on
eligible
purchases.

³10%
Boost
on
Cash
Back
Rewards
Points
for
SoFi
Credit
Card
Purchases:
Members
who
meet
the
eligibility
criteria
shall
earn
a
10%
boost
on
cash
back
rewards
rates
for
all
eligible
purchases
made
with
a
SoFi
Credit
Card
(the
“Promotion”).
A
10%
boost
means
that
a
10%
multiplier
shall
be
applied
to
existing
cash
back
rewards
rates
(e.g.,
10%
x
2%
cash
back
rewards
rate
=
0.2%
boost).
For
example,
eligible
members
shall
earn
2.2%
cash
back
rewards
points
on
everyday
purchases,
3.3%
cash
back
rewards
points
on
SoFi
Travel
purchases,
and
27.5%
cash
back
rewards
points
on
SoFi
Stadium
purchases.
For
purposes
of
calculating
the
10%
boost
on
cash
back
rewards
points,
each
transaction
shall
be
rounded
to
the
nearest
dollar,
and
fractional
points
shall
be
rounded
to
the
nearest
whole
point.
The
10%
boost
shall
not
apply
to
(i)
transactions
that
are
not
eligible
for
cash
back
rewards
points,
as
set
forth
in
the

SoFi
Credit
Card
Rewards
Terms
or
(ii)
courtesy
rewards
points
that
are
manually
awarded.
SoFi
shall,
in
its
sole
discretion,
determine
whether
a
transaction
is
eligible
to
earn
the
10%
boost
under
this
Promotion.

To
be
eligible
for
this
Promotion,
you
must
receive
a
Direct
Deposit
into
your
SoFi
Checking
or
Savings
account
during
the
Promotion
Period.
You
must
receive
a
Direct
Deposit
during
each
30-Day
Evaluation
Period
(as
defined
below)
to
continue
to
receive
the
10%
boost.
Direct
Deposit
means
a
deposit
into
an
account
holder’s
SoFi
Checking
or
Savings
account,
including
payroll,
pension,
or
government
payments
(e.g.,
Social
Security),
made
by
the
account
holder’s
employer,
payroll
or
benefits
provider
or
government
agency
(“Direct
Deposit”)
via
the
Automated
Clearing
House
(“ACH”)
Network.
Deposits
that
are
not
from
an
employer
or
government
agency,
including
but
not
limited
to
check
deposits,
peer-to-peer
transfers
(e.g.,
transfers
from
PayPal,
Venmo,
etc.),
merchant
transactions
(e.g.,
transactions
from
PayPal,
Stripe,
Square,
etc.),
and
bank
ACH
funds
transfers
and
wire
transfers
from
external
accounts,
do
not
constitute
Direct
Deposit
activity
and
do
not
qualify
for
this
Promotion.

The
30-Day
Evaluation
Period
refers
to
the
“Start
Date”
and
“End
Date”
set
forth
on
the
APY
Details
page
of
your
account,
which
comprises
a
period
of
30
calendar
days
(the
“30-Day
Evaluation
Period”).
You
can
access
the
APY
Details
page
at
any
time
by
logging
into
your
SoFi
account
on
the
SoFi
mobile
app
or
SoFi
website
and
selecting
either
(i)
Banking
>
Savings
>
Current
APY
or
(ii)
Banking
>
Checking
>
Current
APY.
Upon
receiving
a
Direct
Deposit
to
your
account,
you
will
begin
earning
the
10%
boost
on
cash
back
rewards.
You
will
continue
to
earn
the
10%
boost
for
(i)
the
remainder
of
the
current
30-Day
Evaluation
Period
and
through
the
end
of
the
subsequent
30-Day
Evaluation
Period
and
(ii)
any
following
30-day
Evaluation
Periods
during
which
SoFi
Bank
determines
you
to
have
Direct
Deposit
activity
without
interruption.
SoFi
Bank
reserves
the
right
to
grant
a
grace
period
to
account
holders
following
a
change
in
Direct
Deposit
activity
before
terminating
your
10%
boost
benefit.
If
SoFi
Bank
grants
you
a
grace
period,
the
dates
for
such
grace
period
will
be
reflected
on
the
APY
Details
page
of
your
account.
If
SoFi
Bank
determines
that
you
did
not
receive
a
Direct
Deposit
during
the
current
30-day
Evaluation
Period
and,
if
applicable,
the
grace
period,
then
you
will
no
longer
earn
the
10%
boost
until
you
have
Direct
Deposit
activity
in
a
subsequent
30-Day
Evaluation
Period.
In
certain
cases,
it
may
take
up
to
90
days
for
your
Direct
Deposit
to
be
recognized,
after
which
you
will
begin
earning
the
10%
boost
on
cash
back
rewards.
If
you
do
not
see
your
10%
boost
on
cash
back
rewards
benefit
after
90
days,
please
contact
our
help
center.

Promotion
Period:
The
Promotion
will
begin
on
4/1/24
at
1:00
PM
ET.
SoFi
reserves
the
right
to
terminate
or
make
changes
to
this
Promotion
at
any
time.

Eligible
Participants:
All
new
and
existing
SoFi
Credit
Card
members
who
receive
a
Direct
Deposit
into
their
SoFi
Checking
or
Savings
account
during
the
Promotion
Period
are
eligible
for
this
Promotion.
You
must
receive
a
Direct
Deposit
during
each
30-Day
Evaluation
Period
to
continue
to
receive
the
10%
boost.
A
member
shall
not
earn
the
10%
boost
under
this
Promotion
if
they
are
currently
earning
3%
cash
back
rewards
points
under
the
3%
Cash
Back
Rewards
Promotion.
If
you
currently
benefit
from
the
3%
Cash
Back
Rewards
Promotion,
then
you
will
continue
to
earn
3%
cash
back
rewards
points
until
you
are
either
no
longer
eligible
or
until
the
expiration
of
such
benefit,
as
provided
in
the
3%
Cash
Back
Rewards
Promotion
terms.
Upon
the
expiration
of
your
3%
cash
back
rewards
points
benefit,
you
will
be
eligible
to
earn
the
10%
boost
under
this
Promotion,
provided
that
you
meet
the
eligibility
criteria
stated
herein.
Offer
limited
to
one
per
SoFi
Checking
and
Savings
account.
A
SoFi
Credit
Card
account
will
only
benefit
from
the
10%
boost
under
this
Promotion
if
the
primary
SoFi
Credit
Card
account
holder
receives
a
Direct
Deposit
into
their
SoFi
Checking
or
Savings
account
(or,
in
the
case
of
a
joint
Checking
and
Savings
account,
a
joint
account
holder
receives
a
Direct
Deposit).
SoFi
reserves
the
right
to
exclude
any
member
from
participating
in
this
Promotion
for
any
reason,
including
suspected
fraud,
misuse,
or
if
suspicious
activities
are
observed.

⁴Terms,
and
conditions
apply:
The
SoFi
Travel
Portal
is
operated
by
Expedia.
To
learn
more
about
Expedia,
click
https://www.expediagroup.com/home/default.aspx
When
you
use
your
SoFi
Credit
Card
to
make
a
purchase
on
the
SoFi
Travel
Portal,
you
will
earn
a
number
of
SoFi
Member
Rewards
points
equal
to
3%
of
the
total
amount
you
spend
on
the
SoFi
Travel
Portal.
Members
can
save
up
to
10%
or
more
on
eligible
bookings

Eligibility:

You
must
be
a
SoFi
registered
user.

You
must
agree
to
SoFi’s
privacy
consent
agreement.

You
must
book
the
travel
on
SoFi’s
Travel
Portal
reached
directly
through
a
link
on
the
SoFi
website
or
mobile
application.
Travel
booked
directly
on
Expedia’s
website
or
app,
or
any
other
site
operated
or
powered
by
Expedia
is
not
eligible.

You
must
pay
using
your
SoFi
Credit
Card.

SoFi
Member
Rewards:
All
terms
applicable
to
the
use
of
SoFi
Member
Rewards
apply.
To
learn
more
please
see:

https://www.sofi.com/rewards/
Terms
applicable
to
Member
Rewards:

https://www.sofi.com/terms-of-use/#rewards

Additional
Terms:
Changes
to
your
bookings
will
affect
the
Rewards
balance
for
the
purchase.
Any
canceled
bookings
or
fraud
will
cause
Rewards
to
be
rescinded.
Rewards
can
be
delayed
by
up
to
7
business
days
after
a
transaction
posts
on
Members’
SoFi
Credit
Card
ledger.
SoFi
reserves
the
right
to
withhold
Rewards
points
for
suspected
fraud,
misuse,
or
suspicious
activities.

©2024
SoFi
Bank,
N.A.
All
rights
reserved.
Member
FDIC.
Equal
Housing
Lender.
NMLS
#696891
(Member
FDIC),
(www.nmlsconsumeraccess.org).

⁵Mastercard
ID
Theft
Protection™‎:
This
World
Elite
Mastercard®
Benefit
comes
at
no
additional
cost.
Cardholders
need
to
register
for
this
service.
To
activate
your
alerts
benefit,
visit
mastercardus.idprotectiononline.com
and
enter
your
card
number
to
start
the
registration
process.
Certain
terms,
conditions,
and
exclusions
apply.
This
service
is
provided
by
Generali
Global
Assistance,
Inc.
Please
see
your
guide
to
benefits
<https://www.mastercard.us/en-us/personal/find-a-card/world-elite-mastercard-credit.html>
for
details
or
call
1-800-MASTERCARD.

⁶Certain
World
Elite
Mastercard®
Benefits
have
additional
terms
and
conditions,
which
can
be
accessed
through
the
World
Elite
Mastercard®
Benefits
portal.
Please
see
your
guide
to
benefits
<https://www.mastercard.us/en-us/personal/find-a-card/world-elite-mastercard-credit.html>
for
details
or
call
1-800-MASTERCARD.

⁷SoFi
Relay
offers
users
the
ability
to
connect
both
SoFi
accounts
and
external
accounts
using
Plaid,
Inc.’s
service.
When
you
use
the
service
to
connect
an
account,
you
authorize
SoFi
to
obtain
account
information
from
any
external
accounts
as
set
forth
in
SoFi’s
Terms
of
Use.
Based
on
your
consent
SoFi
will
also
automatically
provide
some
financial
data
received
from
the
credit
bureau
for
your
visibility,
without
the
need
of
you
connecting
additional
accounts.
SoFi
assumes
no
responsibility
for
the
timeliness,
accuracy,
deletion,
non-delivery,
or
failure
to
store
any
user
data,
loss
of
user
data,
communications,
or
personalization
settings.
You
shall
confirm
the
accuracy
of
Plaid
data
through
sources
independent
of
SoFi.
The
credit
score
is
a
VantageScore®
based
on
TransUnion®
(the
“Processing
Agent”)
data.

©2024
Social
Finance,
LLC.
All
rights
reserved.