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Can I get cash-out without refinancing?
How to tap home equity without a cash–out refinance
If you need a large sum of money – maybe to renovate your home or consolidate high–interest debt – you may be tempted by a cash–out refinance.
A cash–out refi replaces your existing…
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Loan-to-value ratio for mortgage: LTV definition and examples
What does LTV mean?
Your “loan to value ratio” (LTV) compares the size of your mortgage loan to the value of the home.
For example: If your home is worth $200,000, and you have a mortgage for $180,000, your LTV ratio is 90% – because the…
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Conventional loan vs. FHA loan: 2022 Rates and guidelines
Conventional loan vs. FHA: What’s better?
There’s no one–size–fits–all mortgage. When deciding between conventional loans vs. FHA loans, you’ll have to compare costs and benefits based on your personal finances.
A conventional loan is…
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