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Mortgage and refinance rates today, Jan. 13, 2022
Today’s mortgage and refinance rates
Average mortgage rates moved lower yesterday by a worthwhile amount. But they’re still a long way off regaining the ground they’ve lost so far this year. Still, they remain at levels that would…
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How a mortgage refinance could affect your taxes
Does refinancing affect taxes?
Unfortunately, there’s no cut-and-dry answer here. Refinancing may or may not affect your taxes, depending on what type of refinance you used and how you file.
As a general rule, your mortgage only impacts…
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Debt-to-income ratio for mortgage explained
What is a debt-to-income ratio?
Mortgage lenders use debt-to-income ratio, or DTI, to compare your monthly debt payments to your gross monthly income.
Your DTI ratio shows lenders whether you could afford to make the payments on a new…
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